TD Visa sent me a nice fat check for $1,125.54 today for using their Credit Card. I have a TD Gold Elite Visa that gives me 1% cash back on anything I buy with the card. And unlike some other cash back cards, the TD Visa has no rebate limits.

The check above represents my “dividend” for 2007. Those who are good at math will be able to figure out that in order to receive $1,125.54 cash back, I needed to charge $112,554.00 to the Visa last year. This begs the question, what the hell did I buy?

Only The Financial Illiterates Pay By Cash

Whenever possible, I always charge my purchases to a Credit Card. People who say you should only pay with cash so you can stay out of debt are financial illiterates who can’t handle their money. If that is you, then yes, you should only pay with cash and cut up the charge cards.

If you are responsible with your money, then a Credit Card is a great thing because you can make money from it. There are tons of reward cards that you can apply for that will give you money back on purchase, points, air miles or other rewards. If I were to pay my last year’s Visa purchases with cash, I would not be getting this thousand dollar check. Best of all, the money is tax free because it’s not income. It’s a rebate of my purchases.

Not for The Financial Illiterates

You have to be very careful with reward credit cards. They can twist your thinking inside out. Instead of thinking how much something cost, you start thinking how much cash back you’ll be getting and forget that you have to pay the bill when it shows up. Do too much of that and you’ll soon find yourself running a balance and incurring interest charges, which will not be offset by any rewards you will get. This is how financially illiterate people fall into the credit card trap. Although I charged over $100,000 to my Visa last year, I am happy to report I paid off the full balance every month and incurred zero interest charges.

What Kind of Credit Card is Right for You?

Wondering what kind of credit card you should apply for? Then check out this credit card site. It takes your information and then finds a card that will match your needs. When used properly, credit cards are a great financial tool that will make you money.

Now I just have to decide what I’m going to do with this dividend check. Valentine’s Day is just around the corner so I may blow it all on a huge night on the town with Sarah. I will charge the night out on the Visa of course.

This Post Was Brought To You By

Best Credit Card Offers Get up to $250 or even FREE round-trip plane tickets by signing up for hot credit card offers and bank deals!

Ultimate Tips for Wordpress Bloggers - Discover how to use Wordpress as a powerful niche marketing weapon. Download our free themes or subscribe to our newsletter now.

$49.99-$20 rebate = $29.99
@ Circuit City
Anyone knows how it compared to DVP-5982?

Link

Amazon.com has this TV for $2,800 I was gonna post earlier because they had it on sale for $2,600 earlier, but I missed it, I would say it was on sale for $2,600 about 9 hours ago.

I bought this TV a few weeks back for $2,800 and I watch the price drop alot. One day it was down to $2,500 and Amazon price matched it, I called them to get the adjustment, make sure you buy it from Amazon.com so you can get the price adjustments. TV price drops all the time and you have 30 days to do it.

Overall I am satisfied with the TV, I got one and it was made in January 2008 with latest firmware, it has very minor TBE, but its only noticable mostly when play FPS where I can see crosshair. I turn the 120hz down to low or off when playing video games.

Link to TV

Linky

PLAY GIFT. Choose Your Bag Set. Yours With Any $28.50 Lancme Purchase. Plus, FREE SHIPPING with your $65 Lancome Purchase!
Get set for spring with this fashion-forward collection of must-have beauty portables. Plus, Choose Your Bag: Pick Your Favorite Signature Bag with Matching Cosmetic Case in Berry, Aqua and Sunset. Once you have selected qualifying Lancme products, you will be prompted to make your selection at checkout. For FREE SHIPPING, enter promo code LANCOMEGWP. Offer good while supplies last. One gift per client, please. Gift includes:

DFINICILS High Definition Mascara in Black
COLOR DESIGN Sensational Effects Lipcolor (Full-Size )in Camisole
COLOR DESIGN Eye Shadow Quartet with MINI LOOK CARD in Daylight, Color Du Jour, Gaze, Lezard
RNERGIE MICROLIFT R.A.R.E SPF 15 Superior Lifting Cream
RNERGIE MICROLIFT R.A.R.E EYE Superior Lifting Eye Cream
BI-FACIL Double-Action Eye Makeup Remover
TRESOR Eau de ParfumLiquatouch sample
Web ID: 299327

Title says it all.
Linky
Rebate Linky

Hello, I'm not sure if this is a repost or not. If it is, I apologize. Also this is my first post in this forum, please excuse me if I did something wrong. Also please let me know, so I can correct in the future.

Here is the deal. Buy.com have a deal for this quickcam for $10 after rebate OR Free with GCO and After $30 Rebate. Buy.com rebates are accountable. At least so far, I don't have a problem with it. Here is the Link.

I'm not sure if this webcam have the microphone with it. Here is the tech specs:

Package Contents QuickCam Deluxe for Notebooks WebcamQuickCam software CD with Fun FiltersQuick Start guideHP Photosmart Essential Software (web download required)Travel case
Color Silver
Black
Standard Warranty 2 Year(s) Limited
Manufacturer Logitech
Effective Resolution 1.3 Megapixels
Interfaces/Ports 1 x USB
Manufacturer Part Number 960-000043
Additional Information High quality glass-element lens High quality integrated mic for headset free audioSnapshot button20mm adjustable clip Activity light
Manufacturer Website Address www.logitech.com
System Requirements PC:Windows 2000, Windows XPentium 4, 1.4GHz or AMD Athlon processor 1GHz (2.4GHz recommended)128MB RAM (256MB recommended)Windows Vistaentium4, 2.4GHz (2.8GHz recommended)512MB RAM (1GB recommended)WEI = 3
Product Line QuickCam
Video Resolution 640 x 480 @ 30 fps
Image Sensor CMOS
Platform Support PC
Product Name QuickCam Deluxe for Notebooks Webcam
Product Type Webcam

Would someone please help me clarify that. I would appreciate for your help in advance.

Also, if you add 10 of something (E.G. the Kingston USB for $10.95
, which already post somewhere in this forum) to make it $50 total in your cart, then you can redeem this coupon for another $5 OFF of $50 order, which expires on 6/29/2008. Enjoy!

Let's do some simple Math:

QuickCam $40
USB 10.95

Total 50.95
- 5.00 Buy.com Coupon
- 10.00 GCO (with new e-mail address only)
- 30.00 mail-in rebate

Total pay: 5.95 Green or what???

@Newegg

Mushkin product page
______________________

UPDATE: In spite of what Newegg claims, rebate form doesn't list this memory (good catch, mugimba!)

Heads up! Don't know if this is national or not, but my Target (NW Austin) has Rayman Raving Rabbids 1 for the Wii on sale for $19.99 this week. It was a sale price, not clearance and it was on the end-cap not the display case.

Looking forward to playing it. I've heard great things about this game!

link-a-roonie

Free Novelty Id Sample

"Send us an email with your name and address to the email address below. We will send you a finished novelty id sample product and prove our quality...Be advised we receive many requests a day and put our paying customers first. We make a new batch of free samples about once a month that is all we have time for. Be PATIENT it can take anywhere from 4-6 weeks for delivery of a free sample. Do not bombard us with emails asking when your free sample will arrive or if not already sent your request for a sample will be ignored and deleted...
..Send your request to: sample@r-e-a-l-i-d.com"

sample@r-e-a-l-i-d.com